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ZIP code 18419 is located in Lackawanna County, Pennsylvania, centered near Moscow, with a total population of 4,868 and a median age of 42.9. This is a suburban community where 21.8% of residents are 65 or older (approximately 1,059 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.9% White, 2.0% Black/African American, 4.1% Hispanic/Latino. About 27.9% of adults hold a bachelor's degree or higher.
The median household income is $59,904, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.7%. The unemployment rate of 7.8% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $213,900 and median monthly rent is $905. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18419 in Lackawanna County, PA is home to 4,868 residents with a an aging population. About 21.8% are 65 or older, moderately above the 17% national average. Median income of $59,904 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.