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ZIP code 18415 is located in Wayne County, Pennsylvania, centered near Honesdale, with a total population of 1,242 and a median age of 57.0. This is a rural community with a notably high senior population — 36.8% of residents are 65 or older (approximately 457 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 79.1% White, 13.9% Hispanic/Latino, 2.7% Asian. About 32.4% of adults hold a bachelor's degree or higher.
The median household income is $87,985, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 3.0%. The unemployment rate is 5.3%. The median home value is $327,600. Medicare beneficiaries in Wayne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18415 in Wayne County, PA is home to 1,242 residents with a an aging population. With 36.8% of residents age 65 or older, this community has strong Medicare coverage needs. Median income of $87,985 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.