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ZIP code 18411 is located in Lackawanna County, Pennsylvania, centered near Clarks Summit, with a total population of 23,076 and a median age of 43.2. This is a urban community where 22.8% of residents are 65 or older (approximately 5,264 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.1% White, 3.2% Hispanic/Latino, 4.4% Asian. The community is highly educated, with 51.2% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $96,471, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.3%. The unemployment rate is 3.5%. The median home value is $274,200 and median monthly rent is $1,253. Medicare beneficiaries in Lackawanna County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18411 in Lackawanna County, PA is home to 23,076 residents with a an aging population. About 22.8% are 65 or older, moderately above the 17% national average. Median income of $96,471 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.