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ZIP code 18346 is located in Monroe County, Pennsylvania, centered near Mount Pocono, with a total population of 2,316 and a median age of 43.2. This is a suburban community where 15.2% of residents are 65 or older (approximately 351 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 53.9% White, 28.2% Black/African American, 18.5% Hispanic/Latino. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $53,981, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.1%. The unemployment rate of 12.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $182,900 and median monthly rent is $875. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18346 in Monroe County, PA is home to 2,316 residents with a an aging population. About 15.2% are 65 or older, moderately above the 17% national average. Median income of $53,981 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.