Medicare in ZIP Code
18321
—
Mount Pocono
1746
Population
41.008
Latitude
-75.2967
Longitude
Demographic Data
ZIP code 18321 is located in Monroe County, Pennsylvania, centered near Mount Pocono, with a total population of 1,746 and a median age of 52.3. This is a suburban community with a notably high senior population — 27.4% of residents are 65 or older (approximately 479 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 84.7% White, 10.4% Hispanic/Latino, 7.0% Asian. Approximately 21.2% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $98,594, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 7.2%. The unemployment rate of 8.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $193,200 and median monthly rent is $1,268. Medicare beneficiaries in Monroe County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.