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ZIP code 18249 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 4,161 and a median age of 47.6. This is a suburban community where 24.5% of residents are 65 or older (approximately 1,018 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.6% White, 1.6% Black/African American, 1.5% Hispanic/Latino, 2.8% Asian. About 36.1% of adults hold a bachelor's degree or higher.
The median household income is $95,820, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.9%. The unemployment rate is 4.0%. The median home value is $279,800 and median monthly rent is $1,341. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18249 in Luzerne County, PA is home to 4,161 residents with a an aging population. About 24.5% are 65 or older, moderately above the 17% national average. Median income of $95,820 is above the national average. Check whether IRMAA adjustments apply to your Part B or Part D premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.