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ZIP code 18241 is located in Luzerne County, Pennsylvania, centered near Avoca, with a total population of 293 and a median age of 65.8. This is a suburban community with a notably high senior population — 56.3% of residents are 65 or older (approximately 165 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.3% White, 2.7% Hispanic/Latino. Approximately 11.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $71,625, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 13.0%. The unemployment rate of 9.4% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $100,800 and median monthly rent is $763. Medicare beneficiaries in Luzerne County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18241 in Luzerne County, PA is home to 293 residents with a an aging population. With 56.3% of residents age 65 or older, this community has strong Medicare coverage needs. Median income of $71,625 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.