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ZIP code 18240 is located in Carbon County, Pennsylvania, centered near Nesquehoning, with a total population of 3,909 and a median age of 39.1. This is a rural community where 22.4% of residents are 65 or older (approximately 876 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 83.2% White, 8.1% Black/African American, 11.0% Hispanic/Latino. Approximately 20.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $56,510, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.4%. The unemployment rate of 13.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $135,200 and median monthly rent is $970. Medicare beneficiaries in Carbon County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18240 in Carbon County, PA is home to 3,909 residents with a an aging population. About 22.4% are 65 or older, moderately above the 17% national average. Median income of $56,510 means you might choose Original Medicare with Medigap, or select a Medicare Advantage plan with lower or no premiums.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.