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ZIP code 18237 is located in Carbon County, Pennsylvania, centered near Mcadoo, with a total population of 3,808 and a median age of 35.8. This is a urban community where 15.9% of residents are 65 or older (approximately 605 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 73.3% White, 1.8% Black/African American, 27.4% Hispanic/Latino, 1.1% Asian. Approximately 14.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $47,181, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.0%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.1%. The median home value is $90,400 and median monthly rent is $1,021. Medicare beneficiaries in Carbon County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 18237 in Carbon County, PA is home to 3,808 residents with a an aging population. About 15.9% are 65 or older, moderately above the 17% national average. Median income of $47,181 suggests exploring Medicare Savings Programs, Extra Help for prescriptions, or dual Medicare-Medicaid coverage for extra benefits.
Open Enrollment (October 15-December 7) is your chance to review and change your Medicare plan. Pennsylvania SHIP provides completely free, unbiased counseling to help you understand Original Medicare, Medicare Advantage plans, and Medigap supplements available in your area. Make your choice based on your personal healthcare needs, preferred doctors, and your budget.