Medicare in ZIP Code
18214
—
Pine Grove
2414
Population
40.8138
Latitude
-76.0611
Longitude
Key Points
- ZIP code 18214 in Schuylkill County has 2,414 residents. This demographic profile shapes healthcare needs and Medicare coverage demand.
- About 24.5% of residents are 65 or older (above the national average), with median age 47.7. reflecting an aging community.
- Median household income of $78,214, allows many residents to choose between Medicare Advantage and Original Medicare with Medigap supplemental coverage.
- Poverty rate of 13.2% reflects relatively stable economic conditions; residents should still explore assistance programs and coverage options.
- Open Enrollment (October 15–December 7) is your annual opportunity to switch plans. Schuylkill County Area Agency on Aging and Pennsylvania SHIP offer free Medicare counseling.
Demographic Data
ZIP code 18214 is located in Schuylkill County, Pennsylvania, centered near Pine Grove, with a total population of 2,414 and a median age of 47.7. This is a rural community where 24.5% of residents are 65 or older (approximately 591 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.0% White, 6.3% Hispanic/Latino, 1.7% Asian. About 27.3% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $78,214, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 13.2%. The unemployment rate of 9.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $205,000 and median monthly rent is $757. Medicare beneficiaries in Schuylkill County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
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Medicare Advantage Plans
in
Heading
County
Key Takeaways
Residents in ZIP 18214 with stable household incomes should carefully compare Original Medicare with Medigap supplemental coverage against Medicare Advantage plan options during annual Open Enrollment. Original Medicare provides broad provider access nationwide; Medicare Advantage typically includes prescription drug coverage and lower monthly premiums but requires using in-network providers.
Many insurance companies offer $0-premium Medicare Advantage plans that also cover Part D prescriptions and preventive services. Carefully review Part D formularies to ensure your current medications are covered at preferred copay rates. Pennsylvania SHIP provides objective, unbiased plan comparisons and enrollment help during Open Enrollment (October 15–December 7).