Medicare in ZIP Code
18091
—
Wind Gap
6091
Population
40.8169
Latitude
-75.3264
Longitude
Key Points
- ZIP code 18091 in Northampton County has 6,091 residents. This demographic profile shapes healthcare needs and Medicare coverage demand.
- About 18.4% of residents are 65 or older (above the national average), with median age 46.5. reflecting an aging community.
- Median household income of $78,042, allows many residents to choose between Medicare Advantage and Original Medicare with Medigap supplemental coverage.
- Some residents may qualify for assistance programs helping pay Medicare premiums and prescription drug costs. SHIP provides free eligibility assessments.
- Open Enrollment (October 15–December 7) is your annual opportunity to switch plans. Northampton County Area Agency on Aging and Pennsylvania SHIP offer free Medicare counseling.
Demographic Data
ZIP code 18091 is located in Northampton County, Pennsylvania, centered near Wind Gap, with a total population of 6,091 and a median age of 46.5. This is a urban community where 18.4% of residents are 65 or older (approximately 1,119 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.7% White, 1.2% Black/African American, 4.2% Hispanic/Latino. About 28.0% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $78,042, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.6%. The unemployment rate is 6.9%. The median home value is $249,800 and median monthly rent is $1,290. Medicare beneficiaries in Northampton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Will I be able to keep my current doctors with Medicare?
How do I compare worst-case costs across plans?
What happens if I take COBRA instead of Medicare?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
Residents in ZIP 18091 with stable household incomes should carefully compare Original Medicare with Medigap supplemental coverage against Medicare Advantage plan options during annual Open Enrollment. Original Medicare provides broad provider access nationwide; Medicare Advantage typically includes prescription drug coverage and lower monthly premiums but requires using in-network providers.
Many insurance companies offer $0-premium Medicare Advantage plans that also cover Part D prescriptions and preventive services. Carefully review Part D formularies to ensure your current medications are covered at preferred copay rates. Pennsylvania SHIP provides objective, unbiased plan comparisons and enrollment help during Open Enrollment (October 15–December 7).