Medicare in ZIP Code 

18035

 — 

Walnutport

County: 
Northampton
Last Updated:  
Suburban
Young man showing a photo frame to an elderly woman turning 65, holding a small dog on a couch.

21

Population

40.751

Latitude

-75.5394

Longitude

Key Points

  • ZIP code 18035 in Northampton County has 21 residents. This demographic profile shapes healthcare needs and Medicare coverage demand.
  • This area includes many Medicare-eligible seniors who benefit from understanding their coverage options and enrollment opportunities.
  • Residents should evaluate their income and healthcare needs when comparing Medicare coverage options available during Open Enrollment periods.
  • Some residents may qualify for assistance programs helping pay Medicare premiums and prescription drug costs. SHIP provides free eligibility assessments.
  • Open Enrollment (October 15–December 7) is your annual opportunity to switch plans. Northampton County Area Agency on Aging and Pennsylvania SHIP offer free Medicare counseling.
Smiling middle-aged woman in a nursing home paid for by medicare, giving a small wrapped gift to a seated elderly man in a cozy living room.Group of happy older adults missed their medicare enrollment,  taking a cheerful selfie together in a cozy living room.Elderly man smiling during medicare AEP and handing a gift and flowers to an elderly woman who is looking up at him warmly.

Demographic Data

ZIP code 18035 is located in Northampton County, Pennsylvania, centered near Walnutport, with a total population of 21 and a median age of 51.5. This is a suburban community where 0.0% of the population is 65 or older (approximately 0 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 100.0% White. The community is highly educated, with 50.0% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.

Economic Metrics

Income data is not currently available for ZIP code 18035. Medicare beneficiaries in Northampton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Interactive Tools / Medicare Calculators

Decision area Tool What it answers
Enrollment Initial Enrollment Period Calculator When your 7-month Medicare eligibility window begins and ends based on your 65th birthday
Enrollment When Should I Sign Up for Medicare? The best time to enroll based on your work status, other coverage, and age
Enrollment Special Enrollment Period Checker Whether a life event qualifies you for enrollment outside the standard windows
Enrollment Late Enrollment Penalty Checker How much extra you'll pay monthly if you missed your enrollment window
Enrollment Part B Penalty Calculator The exact 10%-per-year premium increase for delayed Part B enrollment
Enrollment Part D Penalty Calculator The 1%-per-month premium increase for gaps in creditable drug coverage
Costs Cost Scenario Planner Estimated annual spending across plan types at different health utilization levels
Costs Advantage vs. Medigap Cost Comparison True cost difference between Medicare Advantage and Original Medicare with Medigap
Costs IRMAA Calculator Whether your income triggers higher Part B and Part D premiums
Costs Part A Premium Estimator Your monthly Part A premium based on work history and quarters of coverage
Costs M3P Calculator How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments
Coverage Doctor & Drug Assessment Whether your providers and prescriptions are covered by a specific plan
Coverage Part D Shopping Tool Which Part D plan has the lowest total annual cost for your specific medications
Coverage Travel & Network Risk Assessment How your coverage works outside your home area and which plan types travel best
Employer/COBRA COBRA vs. Medicare Why COBRA can trigger permanent Medicare penalties and how costs compare
Employer/COBRA Employer Coverage vs. Medicare Whether your employer plan or Medicare is primary and when to transition
Employer/COBRA HSA & Medicare Compatibility How Medicare enrollment affects HSA eligibility and what to do before enrolling
Planning Caregiver Readiness Checklist Whether you have everything in place to help a loved one with Medicare decisions
Planning Document Gatherer Which documents you need to have ready before enrolling or changing plans
Planning Medigap Fit Assessment Whether Medigap or Medicare Advantage is the better fit for how you use healthcare
Planning Medigap Open Enrollment Window Whether you're inside your one-time guaranteed issue window for Medigap
Planning Medicare Savings Program Eligibility Whether your income qualifies you for help paying Medicare premiums and cost-sharing

Frequently Asked Medicare Questions

Medicare Advantage Plans 

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Key Takeaways

Residents in ZIP 18035 should carefully compare Original Medicare with Medigap supplemental insurance against Medicare Advantage plans, selecting based on your personal healthcare needs and doctor preferences. Compare specific coverage, costs, and provider networks during annual Open Enrollment (October 15–December 7). Original Medicare allows unrestricted provider choice; Medicare Advantage typically offers lower premiums but requires using in-network doctors.

Review your Part D prescription drug plan coverage every year because formularies, copayment amounts, and plan availability change annually. If you discover a plan with better costs or better coverage for your specific medications, you can switch during Open Enrollment at no penalty. Pennsylvania SHIP counselors help you compare options and complete enrollment forms at no charge.