Medicare in ZIP Code
18013
—
Bangor
17805
Population
40.853
Latitude
-75.1718
Longitude
Key Points
- ZIP code 18013 in Northampton County has 17,805 residents. This demographic profile shapes healthcare needs and Medicare coverage demand.
- About 18.7% of residents are 65 or older (above the national average), with median age 41.6. reflecting an aging community.
- Median household income of $76,116, allows many residents to choose between Medicare Advantage and Original Medicare with Medigap supplemental coverage.
- Some residents may qualify for assistance programs helping pay Medicare premiums and prescription drug costs. SHIP provides free eligibility assessments.
- Open Enrollment (October 15–December 7) is your annual opportunity to switch plans. Northampton County Area Agency on Aging and Pennsylvania SHIP offer free Medicare counseling.
Demographic Data
ZIP code 18013 is located in Northampton County, Pennsylvania, centered near Bangor, with a total population of 17,805 and a median age of 41.6. This is a suburban community where 18.7% of residents are 65 or older (approximately 3,326 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.5% White, 2.0% Black/African American, 6.9% Hispanic/Latino. Approximately 24.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $76,116, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.5%. The unemployment rate is 4.3%. The median home value is $245,700 and median monthly rent is $1,088. Medicare beneficiaries in Northampton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Medicare Advantage Plans
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County
Key Takeaways
Residents in ZIP 18013 with stable household incomes should carefully compare Original Medicare with Medigap supplemental coverage against Medicare Advantage plan options during annual Open Enrollment. Original Medicare provides broad provider access nationwide; Medicare Advantage typically includes prescription drug coverage and lower monthly premiums but requires using in-network providers.
Many insurance companies offer $0-premium Medicare Advantage plans that also cover Part D prescriptions and preventive services. Carefully review Part D formularies to ensure your current medications are covered at preferred copay rates. Pennsylvania SHIP provides objective, unbiased plan comparisons and enrollment help during Open Enrollment (October 15–December 7).