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ZIP code 17982 is located in Schuylkill County, Pennsylvania, centered near Pine Grove, with a total population of 392 and a median age of 54.3. This is a rural community with a notably high senior population — 36.0% of residents are 65 or older (approximately 141 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.2% White. Approximately 11.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $72,656, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 17.6%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The median home value is $101,000 and median monthly rent is $1,292. Medicare beneficiaries in Schuylkill County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Residents in ZIP 17982 should carefully compare Original Medicare with Medigap supplemental insurance against Medicare Advantage plans, selecting based on your personal healthcare needs and doctor preferences. Compare specific coverage, costs, and provider networks during annual Open Enrollment (October 15–December 7). Original Medicare allows unrestricted provider choice; Medicare Advantage typically offers lower premiums but requires using in-network doctors.
Review your Part D prescription drug plan coverage every year because formularies, copayment amounts, and plan availability change annually. If you discover a plan with better costs or better coverage for your specific medications, you can switch during Open Enrollment at no penalty. Pennsylvania SHIP counselors help you compare options and complete enrollment forms at no charge.