Medicare in ZIP Code
17867
—
Watsontown
190
Population
40.7141
Latitude
-76.6886
Longitude
Key Points
- Your area has 190 residents with 17.9% age 65 or older (34 people), meaning Medicare coverage is key for the community.
- Median age is 35.3 years with household income of $58,750. These numbers help shape which Medicare plans fit your budget and health needs best.
- Poverty rate is 12.1%, meaning many neighbors qualify for Extra Help reducing Part D drug costs or Medicare Savings Programs that cover Part B premiums.
- 10.9% of residents hold bachelor's degrees, supporting health literacy. All Medicare beneficiaries benefit from free SHIP counseling explaining enrollment options.
- Median home value is $150,000, showing local cost of living. Higher housing costs reduce money available for Medicare plan premiums and out-of-pocket expenses.
- Unemployment rate is 1.4%. Some older adults work past 65, which affects Medicare eligibility timing and plan choices significantly.
Demographic Data
ZIP code 17867 is located in Northumberland County, Pennsylvania, centered near Watsontown, with a total population of 190 and a median age of 35.3. This is a rural community where 17.9% of residents are 65 or older (approximately 34 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 99.5% White. Approximately 10.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $58,750, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.1%. The unemployment rate is 1.4%. The median home value is $150,000. Medicare beneficiaries in Northumberland County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
How do I enroll in Part B after leaving employer coverage?
What is the best framework for choosing a Medicare plan?
What are the biggest regrets people have with Medicare Advantage versus Medigap?
What is the biggest Utah-specific Medicare mistake people make?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
With 17.9% of your community at age 65+, Medicare is a major topic. You have three main paths: Original Medicare covers 80% of allowed doctor and hospital charges through any participating provider. Medicare Advantage plans bundle coverage with networks and lower costs. Medigap supplements Original Medicare to cover gaps. Enroll during Open Enrollment from October 15 through December 7 annually.
With 12.1% poverty here, many qualify for Extra Help paying Part D deductibles, copays, and premiums. Medicare Savings Programs help pay Part B premiums. Pennsylvania SHIP provides free, unbiased counseling on all plan details. They explain costs, networks, and switching options without pushing any single plan. Call year-round.