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ZIP code 17779 is located in Clinton County, Pennsylvania, centered near Lock Haven, with a total population of 146 and a median age of 25.0. This is a suburban community where 6.2% of the population is 65 or older (approximately 9 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 100.0% White. About 25.0% of adults hold a bachelor's degree or higher.
The median household income is $51,750, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The median home value is $164,600. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Medicare has three main paths for those 65+. Original Medicare covers 80% of allowed services through any provider nationwide. Medicare Advantage bundles coverage in networks with lower costs. Medigap supplements Original Medicare for broader access. Enroll October 15 through December 7 each year.
Pennsylvania SHIP offers free counseling on Medicare plans year-round. Counselors explain Original Medicare, Medicare Advantage, Medigap, and Part D prescriptions. They compare costs, networks, and coverage gaps specific to your needs. Contact SHIP anytime—no cost, no sales pitch, just honest advice.