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ZIP code 17760 is located in Clinton County, Pennsylvania, centered near Lock Haven, with a total population of 461 and a median age of 47.4. This is a rural community where 22.6% of residents are 65 or older (approximately 104 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 99.6% White. About 27.2% of adults hold a bachelor's degree or higher.
The median household income is $63,125, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 14.8%. The unemployment rate of 8.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $111,700 and median monthly rent is $867. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
With 22.6% of your community at age 65+, Medicare is a major topic. You have three main paths: Original Medicare covers 80% of allowed doctor and hospital charges through any participating provider. Medicare Advantage plans bundle coverage with networks and lower costs. Medigap supplements Original Medicare to cover gaps. Enroll during Open Enrollment from October 15 through December 7 annually.
With 14.8% poverty here, many qualify for Extra Help paying Part D deductibles, copays, and premiums. Medicare Savings Programs help pay Part B premiums. Pennsylvania SHIP provides free, unbiased counseling on all plan details. They explain costs, networks, and switching options without pushing any single plan. Call year-round.