Medicare in ZIP Code
17748
—
Lock Haven
141
Population
41.1355
Latitude
-77.37
Longitude
Key Points
- Your area has 141 residents with 13.5% age 65 or older (19 people), meaning Medicare coverage is key for the community.
- Median age is 41.4 years with household income of $59,125. These numbers help shape which Medicare plans fit your budget and health needs best.
- 10.5% of residents hold bachelor's degrees, supporting health literacy. All Medicare beneficiaries benefit from free SHIP counseling explaining enrollment options.
- Unemployment rate is 6.7%. Some older adults work past 65, which affects Medicare eligibility timing and plan choices significantly.
Demographic Data
ZIP code 17748 is located in Clinton County, Pennsylvania, centered near Lock Haven, with a total population of 141 and a median age of 41.4. This is a suburban community where 13.5% of residents are 65 or older (approximately 19 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 83.0% White, 2.8% Asian. Approximately 10.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,125, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 16.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.7%. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Medicare Advantage Plans
in
Heading
County
Key Takeaways
With 13.5% of your community at age 65+, Medicare is a major topic. You have three main paths: Original Medicare covers 80% of allowed doctor and hospital charges through any participating provider. Medicare Advantage plans bundle coverage with networks and lower costs. Medigap supplements Original Medicare to cover gaps. Enroll during Open Enrollment from October 15 through December 7 annually.
Pennsylvania SHIP offers free counseling on Medicare plans year-round. Counselors explain Original Medicare, Medicare Advantage, Medigap, and Part D prescriptions. They compare costs, networks, and coverage gaps specific to your needs. Contact SHIP anytime—no cost, no sales pitch, just honest advice.