Medicare in ZIP Code
17747
—
Lock Haven
3385
Population
41.0283
Latitude
-77.3204
Longitude
Key Points
- Your area has 3,385 residents with 14.4% age 65 or older (487 people), meaning Medicare coverage is key for the community.
- Median age is 29.7 years with household income of $71,297. These numbers help shape which Medicare plans fit your budget and health needs best.
- Poverty is low at 11.8%, suggesting financial stability. Still, all retirees should compare Original Medicare, Medicare Advantage, and Medigap options.
- 18.6% of residents hold bachelor's degrees, supporting health literacy. All Medicare beneficiaries benefit from free SHIP counseling explaining enrollment options.
- Median home value is $201,700, showing local cost of living. Higher housing costs reduce money available for Medicare plan premiums and out-of-pocket expenses.
- Unemployment rate is 1.6%. Some older adults work past 65, which affects Medicare eligibility timing and plan choices significantly.
Demographic Data
ZIP code 17747 is located in Clinton County, Pennsylvania, centered near Lock Haven, with a total population of 3,385 and a median age of 29.7. This is a rural community where 14.4% of residents are 65 or older (approximately 487 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 96.0% White. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $71,297, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 11.8%. The unemployment rate is 1.6%. The median home value is $201,700 and median monthly rent is $982. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Can I get Medicare through my spouse's work history?
What is the Medicare Advantage Open Enrollment Period from January to March?
Does Medicare Advantage cover care outside my home service area?
Is COBRA considered active employer coverage for Medicare purposes?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
With 14.4% of your community at age 65+, Medicare is a major topic. You have three main paths: Original Medicare covers 80% of allowed doctor and hospital charges through any participating provider. Medicare Advantage plans bundle coverage with networks and lower costs. Medigap supplements Original Medicare to cover gaps. Enroll during Open Enrollment from October 15 through December 7 annually.
Even with low poverty at 11.8%, free help is available. Pennsylvania SHIP counselors explain Original Medicare, Advantage, Medigap, and Part D prescriptions at no cost. They compare plans and discuss switching without bias. Contact SHIP anytime—it's your federal right to unbiased assistance year-round.