Medicare in ZIP Code
17729
—
Lock Haven
155
Population
41.4737
Latitude
-77.8095
Longitude
Key Points
- ZIP 17729 has 155 residents with 31.0% age 65+ (48 seniors), above the 17% national average.
- Median income is $44,375,; 14.2% poverty rate. Many qualify for Medicare Savings Programs to pay Part B premiums or Extra Help for Part D drug costs.
- Home values average $82,100; rent around $833/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17729 is located in Clinton County, Pennsylvania, centered near Lock Haven, with a total population of 155 and a median age of 62.4. This is a rural community with a notably high senior population — 31.0% of residents are 65 or older (approximately 48 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.4% White. Approximately 9.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $44,375, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 14.2%. The unemployment rate of 11.0% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $82,100 and median monthly rent is $833. Medicare beneficiaries in Clinton County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What does Medicare Part B cover?
Can I keep my Medigap plan if I move to another state?
What is Extra Help for Medicare Part D and who qualifies?
Are all Medigap Plan G benefits the same regardless of company?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
The Lock Haven area has 31.0% of residents age 65 and older. Median household income is $44,375,, with 14.2% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.