
Population
Latitude
Longitude



ZIP code 17320 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 8,103 and a median age of 45.8. This is a rural community where 21.1% of residents are 65 or older (approximately 1,713 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 92.5% White, 4.4% Hispanic/Latino. About 26.0% of adults hold a bachelor's degree or higher.
The median household income is $87,321, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 9.8%. The unemployment rate is 1.9%. The median home value is $283,000 and median monthly rent is $1,252. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
The Mcsherrystown area has 21.1% of residents age 65 and older. Median household income is $87,321,, with 9.8% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.