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ZIP code 17316 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 8,460 and a median age of 48.1. This is a suburban community where 23.5% of residents are 65 or older (approximately 1,987 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.7% White, 1.7% Hispanic/Latino. About 25.0% of adults hold a bachelor's degree or higher.
The median household income is $91,484, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 4.0%. The unemployment rate is 2.7%. The median home value is $282,500 and median monthly rent is $977. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
The Mcsherrystown area has 23.5% of residents age 65 and older. Median household income is $91,484,. Residents should explore whether they qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.