Medicare in ZIP Code
17307
—
McSherrystown
5677
Population
39.9281
Latitude
-77.2885
Longitude
Key Points
- ZIP 17307 has 5,677 residents with 25.5% age 65+ (1,447 seniors), above the 17% national average.
- Median income is $80,274,; 10.3% poverty rate. Many qualify for Medicare Savings Programs to pay Part B premiums or Extra Help for Part D drug costs.
- Home values average $230,000; rent around $862/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17307 is located in Adams County, Pennsylvania, centered near Mcsherrystown, with a total population of 5,677 and a median age of 44.9. This is a rural community with a notably high senior population — 25.5% of residents are 65 or older (approximately 1,447 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 90.7% White, 1.5% Black/African American, 8.8% Hispanic/Latino. Approximately 20.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $80,274, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.3%. The unemployment rate is 4.0%. The median home value is $230,000 and median monthly rent is $862. Medicare beneficiaries in Adams County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Medicare Advantage Plans
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Key Takeaways
The Mcsherrystown area has 25.5% of residents age 65 and older. Median household income is $80,274,, with 10.3% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.