Medicare in ZIP Code
17265
—
Greencastle
307
Population
40.058
Latitude
-77.7368
Longitude
Key Points
- ZIP 17265 has 307 residents with 31.3% age 65+ (96 seniors), above the 17% national average.
- Median income is $41,429,. Check if you qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs.
- Home values average $141,700; rent around $690/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17265 is located in Franklin County, Pennsylvania, centered near Greencastle, with a total population of 307 and a median age of 48.8. This is a suburban community with a notably high senior population — 31.3% of residents are 65 or older (approximately 96 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 92.8% White, 3.9% Asian. Approximately 6.1% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $41,429, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is relatively low at 2.0%. The unemployment rate of 10.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $141,700 and median monthly rent is $690. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What should I review every year so Medicare does not surprise me?
Which Utah Medicare Advantage plans have the broadest provider networks?
How do I know I am not making a terrible Medicare decision?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
The Greencastle area has 31.3% of residents age 65 and older. Median household income is $41,429,. Residents should explore whether they qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.