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ZIP code 17224 is located in Franklin County, Pennsylvania, centered near Greencastle, with a total population of 1,731 and a median age of 42.8. This is a rural community with a notably high senior population — 25.8% of residents are 65 or older (approximately 446 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.6% White, 1.7% Hispanic/Latino. Approximately 18.6% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $117,742, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 6.5%. The unemployment rate is 1.9%. The median home value is $261,100 and median monthly rent is $1,125. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
The Greencastle area has 25.8% of residents age 65 and older. Median household income is $117,742,. Residents should explore whether they qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.