Medicare in ZIP Code
17201
—
Chambersburg
27575
Population
39.9313
Latitude
-77.6579
Longitude
Key Points
- ZIP 17201 has 27,575 residents with 21.4% age 65+ (5,903 seniors), above the 17% national average.
- Median income is $59,645,; 12.4% poverty rate. Many qualify for Medicare Savings Programs to pay Part B premiums or Extra Help for Part D drug costs.
- Home values average $206,800; rent around $1,109/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17201 is located in Franklin County, Pennsylvania, centered near Chambersburg, with a total population of 27,575 and a median age of 41.8. This is a urban community where 21.4% of residents are 65 or older (approximately 5,903 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 75.5% White, 7.8% Black/African American, 18.0% Hispanic/Latino, 1.3% Asian. About 28.3% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $59,645, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.4%. The unemployment rate is 4.9%. The median home value is $206,800 and median monthly rent is $1,109. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
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Frequently Asked Medicare Questions
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Key Takeaways
The Chambersburg area has 21.4% of residents age 65 and older. Median household income is $59,645,, with 12.4% in poverty. Many residents qualify for Medicare Savings Programs to reduce Part B premiums and Extra Help to lower Part D prescription drug costs based on income level. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.