Medicare in ZIP Code
17103
—
Harrisburg
12774
Population
40.2724
Latitude
-76.861
Longitude
Key Points
- ZIP 17103 has 12,774 residents with significant senior population needing Medicare options.
- Median income is $41,383,. Check if you qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs.
- Home values average $113,100; rent around $933/month. Budget housing and healthcare together when choosing Original Medicare plus Medigap versus Medicare Advantage.
- Open Enrollment runs October 15–December 7 each year. Call Pennsylvania SHIP during this window for free help comparing Original Medicare, Medicare Advantage, and Medigap plans without sales pressure.
- Original Medicare with Medigap gives broad provider access; Medicare Advantage offers $0 premiums with network restrictions. Choose based on your doctor preferences and budget.
Demographic Data
ZIP code 17103 is located in Dauphin County, Pennsylvania, centered near Harrisburg, with a total population of 12,774 and a median age of 27.9. This is a urban community where 8.9% of the population is 65 or older (approximately 1,143 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 28.0% White, 52.7% Black/African American, 31.0% Hispanic/Latino. Approximately 18.4% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $41,383, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 31.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 13.5% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $113,100 and median monthly rent is $933. Medicare beneficiaries in Dauphin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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What is a Special Needs Plan (SNP) for Medicare?
Do I qualify for Medicare if I am still working at 65?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
This community has a significant senior population. Median household income is $41,383,. Residents should explore whether they qualify for Extra Help and Medicare Savings Programs to reduce healthcare costs. When choosing between Original Medicare with supplemental Medigap and Medicare Advantage, consider both your provider preferences and budget.
Your Medicare coverage selection affects your healthcare access and out-of-pocket expenses throughout the year. With housing costs to manage, choose a plan you can afford long-term. Pennsylvania SHIP provides free, unbiased counseling during Open Enrollment (October 15–December 7) to help you compare plans, understand coverage options, and select the best plan for your health needs and financial situation.