Medicare in ZIP Code
17098
—
Millersburg
2521
Population
40.5808
Latitude
-76.6223
Longitude
Key Points
- 2,521 residents here. 19.9% are 65+, about 502 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 46.3 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $63,071. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Unemployment 10.3%. Under 65? Explore COBRA, ACA plans, or Medicaid if job-hunting.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 17098 is located in Dauphin County, Pennsylvania, centered near Millersburg, with a total population of 2,521 and a median age of 46.3. This is a suburban community where 19.9% of residents are 65 or older (approximately 502 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 90.4% White, 5.3% Black/African American, 7.3% Hispanic/Latino. Approximately 13.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $63,071, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 20.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate of 10.3% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $113,300 and median monthly rent is $802. Medicare beneficiaries in Dauphin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Key Takeaways
ZIP 17098 is home to 2,521 residents, with 19.9% age 65 and older. The median age of 46.3 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $63,071; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.