Medicare in ZIP Code
17064
—
Cleona
738
Population
40.2476
Latitude
-76.4711
Longitude
Key Points
- 738 residents here. 39.7% are 65+, about 293 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 53.8 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $123,333. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Workers approaching 65 should plan ahead. If job-hunting before Medicare age, explore COBRA, marketplace plans, or Medicaid coverage.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 17064 is located in Lebanon County, Pennsylvania, centered near Cleona, with a total population of 738 and a median age of 53.8. This is a urban community with a notably high senior population — 39.7% of residents are 65 or older (approximately 293 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.5% White. The community is highly educated, with 73.4% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $123,333, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 2.8%. The unemployment rate is 6.8%. The median home value is $360,000 and median monthly rent is $1,317. Medicare beneficiaries in Lebanon County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Can I go back to Original Medicare after being on Medicare Advantage?
How do I compare total annual cost instead of just monthly premium?
How much risk am I taking with a $0 premium Medicare Advantage plan?
What is Plan G and what does it cover?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 17064 is home to 738 residents, with 39.7% age 65 and older. The median age of 53.8 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $123,333; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.