Medicare in ZIP Code 

17044

 — 

Lewistown

County: 
Mifflin
Last Updated:  
Suburban
Young man showing a photo frame to an elderly woman turning 65, holding a small dog on a couch.

20526

Population

40.5994

Latitude

-77.5756

Longitude

Key Points

  • 20,526 residents here. 22.2% are 65+, about 4,562 seniors. Senior population drives demand for diverse Medicare plans.
  • Median age is 44.1 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
  • Median income $58,253. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
  • Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
  • Workers approaching 65 should plan ahead. If job-hunting before Medicare age, explore COBRA, marketplace plans, or Medicaid coverage.
  • Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Smiling middle-aged woman in a nursing home paid for by medicare, giving a small wrapped gift to a seated elderly man in a cozy living room.Group of happy older adults missed their medicare enrollment,  taking a cheerful selfie together in a cozy living room.Elderly man smiling during medicare AEP and handing a gift and flowers to an elderly woman who is looking up at him warmly.

Demographic Data

ZIP code 17044 is located in Mifflin County, Pennsylvania, centered near Lewistown, with a total population of 20,526 and a median age of 44.1. This is a suburban community where 22.2% of residents are 65 or older (approximately 4,562 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 91.9% White, 2.6% Hispanic/Latino. Approximately 14.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.

Economic Metrics

The median household income is $58,253, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 17.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 3.7%. The median home value is $126,000 and median monthly rent is $791. Medicare beneficiaries in Mifflin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.

Interactive Tools / Medicare Calculators

Decision area Tool What it answers
Enrollment Initial Enrollment Period Calculator When your 7-month Medicare eligibility window begins and ends based on your 65th birthday
Enrollment When Should I Sign Up for Medicare? The best time to enroll based on your work status, other coverage, and age
Enrollment Special Enrollment Period Checker Whether a life event qualifies you for enrollment outside the standard windows
Enrollment Late Enrollment Penalty Checker How much extra you'll pay monthly if you missed your enrollment window
Enrollment Part B Penalty Calculator The exact 10%-per-year premium increase for delayed Part B enrollment
Enrollment Part D Penalty Calculator The 1%-per-month premium increase for gaps in creditable drug coverage
Costs Cost Scenario Planner Estimated annual spending across plan types at different health utilization levels
Costs Advantage vs. Medigap Cost Comparison True cost difference between Medicare Advantage and Original Medicare with Medigap
Costs IRMAA Calculator Whether your income triggers higher Part B and Part D premiums
Costs Part A Premium Estimator Your monthly Part A premium based on work history and quarters of coverage
Costs M3P Calculator How the Medicare Prescription Payment Plan smooths your drug costs into monthly payments
Coverage Doctor & Drug Assessment Whether your providers and prescriptions are covered by a specific plan
Coverage Part D Shopping Tool Which Part D plan has the lowest total annual cost for your specific medications
Coverage Travel & Network Risk Assessment How your coverage works outside your home area and which plan types travel best
Employer/COBRA COBRA vs. Medicare Why COBRA can trigger permanent Medicare penalties and how costs compare
Employer/COBRA Employer Coverage vs. Medicare Whether your employer plan or Medicare is primary and when to transition
Employer/COBRA HSA & Medicare Compatibility How Medicare enrollment affects HSA eligibility and what to do before enrolling
Planning Caregiver Readiness Checklist Whether you have everything in place to help a loved one with Medicare decisions
Planning Document Gatherer Which documents you need to have ready before enrolling or changing plans
Planning Medigap Fit Assessment Whether Medigap or Medicare Advantage is the better fit for how you use healthcare
Planning Medigap Open Enrollment Window Whether you're inside your one-time guaranteed issue window for Medigap
Planning Medicare Savings Program Eligibility Whether your income qualifies you for help paying Medicare premiums and cost-sharing

Frequently Asked Medicare Questions

Medicare Advantage Plans 

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Key Takeaways

ZIP 17044 is home to 20,526 residents, with 22.2% age 65 and older. The median age of 44.1 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.

Median household income in this area is $58,253; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.