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ZIP code 17038 is located in Lebanon County, Pennsylvania, centered near Cleona, with a total population of 8,245 and a median age of 37.0. This is a suburban community where 15.0% of residents are 65 or older (approximately 1,237 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 89.9% White, 1.8% Black/African American, 7.3% Hispanic/Latino, 1.0% Asian. Approximately 15.7% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
The median household income is $66,698, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 12.7%. The unemployment rate is 4.0%. The median home value is $241,100 and median monthly rent is $922. Medicare beneficiaries in Lebanon County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 17038 is home to 8,245 residents, with 15.0% age 65 and older. The median age of 37.0 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $66,698; the poverty rate is 12.7%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.