Medicare in ZIP Code
17021
—
Greencastle
1008
Population
40.3542
Latitude
-77.6528
Longitude
Key Points
- 1,008 residents here. 29.2% are 65+, about 294 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 55.4 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $60,938. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Workers approaching 65 should plan ahead. If job-hunting before Medicare age, explore COBRA, marketplace plans, or Medicaid coverage.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 17021 is located in Franklin County, Pennsylvania, centered near Greencastle, with a total population of 1,008 and a median age of 55.4. This is a rural community with a notably high senior population — 29.2% of residents are 65 or older (approximately 294 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.6% White. Approximately 15.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $60,938, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 7.8%. The unemployment rate is 0.2%. The median home value is $197,500 and median monthly rent is $850. Medicare beneficiaries in Franklin County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Is Medigap the safer choice if I split time between Utah and another state?
What is the maximum out-of-pocket on Medicare Advantage plans?
What is the best Medicare option in Utah if I want access to both Intermountain and University of Utah?
What would a careful person compare before making a Medicare decision?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 17021 is home to 1,008 residents, with 29.2% age 65 and older. The median age of 55.4 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $60,938; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.