Medicare in ZIP Code
16947
—
Towanda
4653
Population
41.7781
Latitude
-76.7711
Longitude
Key Points
- 4,653 residents here. 24.3% are 65+, about 1,129 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 43.6 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $60,997. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Lower-income residents may qualify for dual Medicare-Medicaid coverage. This adds dental, vision, hearing, and transportation benefits beyond Original Medicare.
- Workers approaching 65 should plan ahead. If job-hunting before Medicare age, explore COBRA, marketplace plans, or Medicaid coverage.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 16947 is located in Bradford County, Pennsylvania, centered near Towanda, with a total population of 4,653 and a median age of 43.6. This is a rural community where 24.3% of residents are 65 or older (approximately 1,129 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 93.3% White, 1.8% Black/African American, 3.0% Hispanic/Latino. Approximately 19.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $60,997, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. With a poverty rate of 18.3%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 2.5%. The median home value is $165,900 and median monthly rent is $703. Medicare beneficiaries in Bradford County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
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Medicare Advantage Plans
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Key Takeaways
ZIP 16947 is home to 4,653 residents, with 24.3% age 65 and older. The median age of 43.6 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $60,997; the poverty rate is varies%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.