Medicare in ZIP Code
16946
—
Mansfield
2525
Population
41.9125
Latitude
-77.1393
Longitude
Key Points
- 2,525 residents here. 22.3% are 65+, about 564 seniors. Senior population drives demand for diverse Medicare plans.
- Median age is 46.5 years. Age diversity means varied health needs. Original Medicare, Advantage, and Medigap all serve different profiles.
- Median income $52,083. Earn above $106,000? IRMAA surcharges apply to Part B and Part D premiums during enrollment.
- Poverty rate is 12.0%. Low-income residents may qualify for dual coverage: dental, vision, hearing, and transportation benefits included.
- Unemployment 8.2%. Under 65? Explore COBRA, ACA plans, or Medicaid if job-hunting.
- Open Enrollment is October 15 through December 7 every year. You can switch plans penalty-free. Compare Original Medicare, Advantage, and Medigap across multiple insurers side by side.
Demographic Data
ZIP code 16946 is located in Tioga County, Pennsylvania, centered near Mansfield, with a total population of 2,525 and a median age of 46.5. This is a rural community where 22.3% of residents are 65 or older (approximately 564 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.7% White, 2.0% Black/African American, 1.4% Hispanic/Latino. Approximately 15.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $52,083, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 12.0%. The unemployment rate of 8.2% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $157,000 and median monthly rent is $888. Medicare beneficiaries in Tioga County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
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Medicare Advantage Plans
in
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Key Takeaways
ZIP 16946 is home to 2,525 residents, with 22.3% age 65 and older. The median age of 46.5 years reflects your community's demographics. You have three main Medicare options. Original Medicare (Parts A and B) provides broad provider access with copays and deductibles. Medicare Advantage bundles coverage into one plan, typically with lower out-of-pocket costs. Medigap supplements Original Medicare to cover gaps.
Median household income in this area is $52,083; the poverty rate is 12.0%. Residents with lower incomes often qualify for Extra Help with Part D costs or Medicare-Medicaid dual coverage that adds dental and vision. Contact Pennsylvania SHIP for free counseling during Open Enrollment (October 15–December 7) to compare all plan types.