Medicare in ZIP Code
16882
—
Philipsburg
460
Population
40.9116
Latitude
-77.3483
Longitude
Key Points
- ZIP code 16882 is located in Centre County, Pennsylvania, and is centered near the city of Philipsburg. This area has a total population of 460 residents.
- Seniors age 65 and older represent 16.7% of this community's population, which equals approximately 77 individuals who need Medicare coverage.
- In this area, 16.7% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $54,375, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 19.1%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $250,000. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16882 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 460 and a median age of 42.3. This is a suburban community where 16.7% of residents are 65 or older (approximately 77 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 99.6% White. About 27.4% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $54,375, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 19.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 5.7%. The median home value is $250,000. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
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Frequently Asked Medicare Questions
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Key Takeaways
ZIP 16882 in Centre County has 460 residents, with 16.7% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $54,375 may qualify residents for Savings Programs that help with premiums. With 19.1% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.