Medicare in ZIP Code
16877
—
Philipsburg
1505
Population
40.7414
Latitude
-78.0775
Longitude
Key Points
- ZIP code 16877 is located in Centre County, Pennsylvania, and is centered near the city of Philipsburg. This area has a total population of 1,505 residents.
- Seniors age 65 and older represent 28.5% of this community's population, which equals approximately 429 individuals who need Medicare coverage.
- In this area, 28.5% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $79,353, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 10.4%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $288,300. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16877 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 1,505 and a median age of 54.6. This is a suburban community with a notably high senior population — 28.5% of residents are 65 or older (approximately 429 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.6% White. About 25.3% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $79,353, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 10.4%. The unemployment rate is 4.5%. The median home value is $288,300 and median monthly rent is $1,048. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Does retiring count as a Special Enrollment Period?
What is the difference between Medicare Advantage and Original Medicare?
Do I need Original Medicare first before I can choose a plan?
Can disabled Medicare beneficiaries buy Medigap in Utah?
What if I need long-term care and Medicare does not cover it?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16877 in Centre County has 1,505 residents, with 28.5% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $79,353 may qualify residents for Savings Programs that help with premiums. With 10.4% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.