Medicare in ZIP Code
16874
—
Philipsburg
1209
Population
41.0376
Latitude
-77.9523
Longitude
Key Points
- ZIP code 16874 is located in Centre County, Pennsylvania, and is centered near the city of Philipsburg. This area has a total population of 1,209 residents.
- Seniors age 65 and older represent 19.9% of this community's population, which equals approximately 240 individuals who need Medicare coverage.
- In this area, 19.9% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $77,250, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 6.4%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $168,400. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16874 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 1,209 and a median age of 48.4. This is a suburban community where 19.9% of residents are 65 or older (approximately 240 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 95.5% White, 1.4% Hispanic/Latino. Approximately 13.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $77,250, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 6.4%. The unemployment rate is 1.3%. The median home value is $168,400 and median monthly rent is $878. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
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Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16874 in Centre County has 1,209 residents, with 19.9% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $77,250 may qualify residents for Savings Programs that help with premiums. With 6.4% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.