Medicare in ZIP Code
16870
—
Philipsburg
7386
Population
40.8018
Latitude
-78.0788
Longitude
Key Points
- ZIP code 16870 is located in Centre County, Pennsylvania, and is centered near the city of Philipsburg. This area has a total population of 7,386 residents.
- Seniors age 65 and older represent 15.2% of this community's population, which equals approximately 1,123 individuals who need Medicare coverage.
- In this area, 15.2% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $118,243, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 3.3%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $392,800. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16870 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 7,386 and a median age of 41.8. This is a suburban community where 15.2% of residents are 65 or older (approximately 1,123 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 92.3% White, 2.1% Hispanic/Latino, 1.6% Asian. The community is highly educated, with 56.7% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
Economic Metrics
The median household income is $118,243, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 3.3%. The unemployment rate is 5.2%. The median home value is $392,800 and median monthly rent is $924. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is the difference between Utah SHIP and a Medicare agent?
Which Utah Medicare Advantage plans are best for snowbirds?
Should I go with Original Medicare plus a supplement or Medicare Advantage?
Can I keep my Medigap plan if I move to another state?
Do I need Original Medicare first before I can choose a plan?
Medicare Advantage Plans
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Key Takeaways
ZIP 16870 in Centre County has 7,386 residents, with 15.2% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $118,243 may qualify residents for Savings Programs that help with premiums. With 3.3% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.