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ZIP code 16868 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 1,174 and a median age of 54.2. This is a suburban community where 15.7% of residents are 65 or older (approximately 184 individuals), near the national average. Medicare beneficiaries here have access to a range of plan options suited to diverse healthcare needs. The racial and ethnic composition includes 98.0% White. The community is highly educated, with 64.3% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $160,747, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The median home value is $311,800. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 16868 in Centre County has 1,174 residents, with 15.7% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $160,747 may qualify residents for Savings Programs that help with premiums. Some residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation assistance. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.