Medicare in ZIP Code
16858
—
Curwensville
3953
Population
41.0001
Latitude
-78.2357
Longitude
Key Points
- ZIP code 16858 is located in Clearfield County, Pennsylvania, and is centered near the city of Curwensville. This area has a total population of 3,953 residents.
- Seniors age 65 and older represent 26.2% of this community's population, which equals approximately 1,035 individuals who need Medicare coverage.
- In this area, 26.2% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $57,292, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 10.3%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $165,900. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16858 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 3,953 and a median age of 51.0. This is a suburban community with a notably high senior population — 26.2% of residents are 65 or older (approximately 1,035 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.1% White, 1.2% Hispanic/Latino. Approximately 17.3% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $57,292, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.3%. The unemployment rate is 4.2%. The median home value is $165,900 and median monthly rent is $692. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What is catastrophic coverage in Part D?
Am I buying Medicare from the government or from an insurance company?
If I only focus on dental and vision extras, what am I missing?
What are my total expected yearly costs with Medicare?
Can I use GoodRx instead of my Part D plan?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16858 in Clearfield County has 3,953 residents, with 26.2% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $57,292 may qualify residents for Savings Programs that help with premiums. With 10.3% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.