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ZIP code 16853 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 316 and a median age of 53.7. This is a suburban community where 24.1% of residents are 65 or older (approximately 76 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 94.0% White, 4.1% Hispanic/Latino. About 32.8% of adults hold a bachelor's degree or higher.
The median household income is $41,346, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 18.4%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The median home value is $131,700 and median monthly rent is $1,019. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 16853 in Centre County has 316 residents, with 24.1% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $41,346 may qualify residents for Savings Programs that help with premiums. With 18.4% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.