Medicare in ZIP Code
16840
—
Curwensville
247
Population
40.923
Latitude
-78.2037
Longitude
Key Points
- ZIP code 16840 is located in Clearfield County, Pennsylvania, and is centered near the city of Curwensville. This area has a total population of 247 residents.
- Seniors age 65 and older represent 40.5% of this community's population, which equals approximately 100 individuals who need Medicare coverage.
- Education levels vary throughout the community, and this affects residents' healthcare knowledge and Medicare plan selection.
- The median household income in this ZIP code is $54,805, which may qualify residents for Medicare Savings Programs assistance.
- Poverty rates affect which residents qualify for Medicaid combined with Medicare, providing additional benefits.
- Median home values are $77,700. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16840 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 247 and a median age of 55.4. This is a suburban community with a notably high senior population — 40.5% of residents are 65 or older (approximately 100 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 100.0% White.
Economic Metrics
The median household income is $54,805, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The unemployment rate of 18.1% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $77,700. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What does Medicare cover for prescriptions?
Can I keep an HSA if I enroll in Medicare?
Do rural Utah counties have fewer Medicare Advantage plan options?
What are my Medicare options in Utah if I am under 65 and disabled?
Can a Utah Medicare agent compare both Medicare Advantage and Medigap fairly?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16840 in Clearfield County has 247 residents, with 40.5% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $54,805 may qualify residents for Savings Programs that help with premiums. Some residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation assistance. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.