Medicare in ZIP Code
16836
—
Curwensville
1106
Population
41.1038
Latitude
-78.2345
Longitude
Key Points
- ZIP code 16836 is located in Clearfield County, Pennsylvania, and is centered near the city of Curwensville. This area has a total population of 1,106 residents.
- Seniors age 65 and older represent 28.4% of this community's population, which equals approximately 314 individuals who need Medicare coverage.
- In this area, 28.4% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $59,205, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 13.1%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $122,000. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16836 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 1,106 and a median age of 54.8. This is a rural community with a notably high senior population — 28.4% of residents are 65 or older (approximately 314 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 98.0% White, 1.5% Asian. Approximately 12.0% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,205, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 13.1%. The unemployment rate is 4.5%. The median home value is $122,000 and median monthly rent is $967. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
What happens if my doctor leaves my Medicare Advantage network?
What is Medigap and how does it work with Original Medicare?
Do veterans need Medicare, and how do VA benefits work with Medicare?
What counts as a qualifying Special Enrollment Period?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16836 in Clearfield County has 1,106 residents, with 28.4% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $59,205 may qualify residents for Savings Programs that help with premiums. With 13.1% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.