Medicare in ZIP Code
16832
—
Philipsburg
279
Population
40.8383
Latitude
-77.4509
Longitude
Key Points
- ZIP code 16832 is located in Centre County, Pennsylvania, and is centered near the city of Philipsburg. This area has a total population of 279 residents.
- Seniors age 65 and older represent 25.1% of this community's population, which equals approximately 70 individuals who need Medicare coverage.
- In this area, 25.1% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $36,750, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 16.1%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $163,600. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16832 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 279 and a median age of 52.8. This is a suburban community with a notably high senior population — 25.1% of residents are 65 or older (approximately 70 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 99.3% White, 3.2% Hispanic/Latino. Approximately 18.5% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $36,750, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. With a poverty rate of 16.1%, a significant portion of residents may qualify for dual eligibility (Medicare and Medicaid), which provides additional benefits including dental, vision, and transportation assistance. The unemployment rate is 6.9%. The median home value is $163,600. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Do I need Original Medicare first before I can choose a plan?
How do I know I am not making a terrible Medicare decision?
Can I get Medicare through my spouse's work history?
Do I qualify for Medicare if I have ESRD or ALS?
Can I delay Social Security and still get Medicare at 65?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16832 in Centre County has 279 residents, with 25.1% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $36,750 may qualify residents for Savings Programs that help with premiums. With 16.1% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.