Medicare in ZIP Code
16828
—
Philipsburg
4774
Population
40.8254
Latitude
-77.6742
Longitude
Demographic Data
ZIP code 16828 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 4,774 and a median age of 50.4. This is a suburban community with a notably high senior population — 27.0% of residents are 65 or older (approximately 1,287 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 94.3% White, 1.0% Asian. About 28.5% of adults hold a bachelor's degree or higher.
Economic Metrics
The median household income is $73,810, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is relatively low at 5.1%. The unemployment rate is 5.0%. The median home value is $275,800 and median monthly rent is $993. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.