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ZIP code 16827 is located in Centre County, Pennsylvania, centered near Philipsburg, with a total population of 5,197 and a median age of 42.8. This is a urban community where 20.3% of residents are 65 or older (approximately 1,056 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 96.0% White, 1.9% Black/African American, 1.9% Hispanic/Latino, 1.8% Asian. The community is highly educated, with 68.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $115,391, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The poverty rate is relatively low at 5.8%. The unemployment rate is 3.8%. The median home value is $418,800 and median monthly rent is $1,230. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 16827 in Centre County has 5,197 residents, with 20.3% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $115,391 may qualify residents for Savings Programs that help with premiums. With 5.8% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.