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ZIP code 16823 is located in Centre County, Pennsylvania, centered near Bellefonte, with a total population of 29,168 and a median age of 44.5. This is a suburban community where 19.4% of residents are 65 or older (approximately 5,653 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 86.5% White, 7.9% Black/African American, 3.0% Hispanic/Latino, 1.0% Asian. About 28.5% of adults hold a bachelor's degree or higher.
The median household income is $75,717, near the national median. Many residents may find Medicare Advantage plans with $0 premiums to be an attractive option, while others may prefer Original Medicare with a Medigap supplement for broader provider access. The poverty rate is 8.6%. The unemployment rate is 2.7%. The median home value is $258,100 and median monthly rent is $1,013. Medicare beneficiaries in Centre County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 16823 in Centre County has 29,168 residents, with 19.4% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $75,717 may qualify residents for Savings Programs that help with premiums. With 8.6% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.