
Population
Latitude
Longitude



ZIP code 16821 is located in Clearfield County, Pennsylvania, centered near Curwensville, with a total population of 187 and a median age of 39.0. This is a suburban community where 0.0% of the population is 65 or older (approximately 0 individuals). While the senior share is below the national average, Medicare beneficiaries in this area still access quality healthcare options. The racial and ethnic composition includes 100.0% White. The community is highly educated, with 46.5% of adults holding a bachelor's degree or higher, which often correlates with greater health literacy and proactive engagement with Medicare plan selection.
The median household income is $101,700, above the national median. Higher-income Medicare beneficiaries should note that Income-Related Monthly Adjustment Amounts (IRMAA) may apply to Part B and Part D premiums for individuals earning above $106,000 or couples above $212,000 annually. The median home value is $115,800. Medicare beneficiaries in Clearfield County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
ZIP 16821 in Clearfield County has 187 residents, with 0.0% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $101,700 may qualify residents for Savings Programs that help with premiums. Some residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation assistance. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.