Medicare in ZIP Code
16748
—
Port Allegany
2687
Population
41.9572
Latitude
-78.1906
Longitude
Key Points
- ZIP code 16748 is located in Mckean County, Pennsylvania, and is centered near the city of Port. This area has a total population of 2,687 residents.
- Seniors age 65 and older represent 20.4% of this community's population, which equals approximately 547 individuals who need Medicare coverage.
- In this area, 20.4% of adults have earned bachelor's degrees or higher education, which affects healthcare decision making.
- The median household income in this ZIP code is $56,838, which may qualify residents for Medicare Savings Programs assistance.
- The poverty rate here is 11.8%, which means a portion of residents may qualify for Medicaid combined with Medicare (dual eligible status).
- Median home values are $102,700. Open Enrollment happens October 15 to December 7 each year for Medicare changes.
Demographic Data
ZIP code 16748 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 2,687 and a median age of 46.3. This is a rural community where 20.4% of residents are 65 or older (approximately 547 individuals), moderately above the national average. This aging population benefits from robust Medicare plan options and community-based health resources. The racial and ethnic composition includes 98.1% White. Approximately 14.8% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $56,838, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 11.8%. The unemployment rate is 6.3%. The median home value is $102,700 and median monthly rent is $744. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
Do Medicare Advantage plans limit which doctors I can see?
Can I get Medicare if I was a stay-at-home spouse or was divorced or widowed?
How do I enroll in Part B after leaving employer coverage?
Medicare Advantage Plans
in
Heading
County
Key Takeaways
ZIP 16748 in Mckean County has 2,687 residents, with 20.4% aged 65 and older. At age 65, you become eligible for Medicare. Original Medicare Part A covers hospital stays and inpatient services. Part B covers doctor visits and outpatient care services. Medicare Advantage (Part C) combines both and often includes dental and vision. Part D helps cover prescription medication costs.
Your Open Enrollment period runs October 15 to December 7 annually, allowing you to change plans. The median income of $56,838 may qualify residents for Savings Programs that help with premiums. With 11.8% poverty, residents may qualify for Medicaid with Medicare (dual eligible), including dental, vision, and transportation. Pennsylvania SHIP counselors offer free guidance on all Medicare coverage options.