Medicare in ZIP Code
16731
—
Port Allegany
2397
Population
41.9489
Latitude
-78.3884
Longitude
Key Points
- ZIP code 16731 in Mckean County, Pennsylvania, is home to 2,397 residents. 25.2% are seniors age 65-plus (605 people), well above national average.
- Median age in 16731 is 51.1 years. This rural ZIP code has strong family and community ties, making healthcare access important.
- Median household income: $59,986,. Median home value $101,800. Monthly rent averages $643.
- Poverty rate: 10.1%. Unemployment: N/A%. These economic indicators matter for Medicare eligibility and cost-assistance programs.
- Education level: 25.2% earn bachelor's degree or higher. Mckean County SHIP counselors provide free Medicare guidance and plan comparisons.
- Many 16731 residents qualify for Medicare-Medicaid dual eligibility. Benefits include dental, vision, and transportation assistance that Original Medicare doesn't cover.
Demographic Data
ZIP code 16731 is located in Mckean County, Pennsylvania, centered near Port Allegany, with a total population of 2,397 and a median age of 51.1. This is a rural community with a notably high senior population — 25.2% of residents are 65 or older (approximately 605 individuals), well above the national average of 17%. This creates strong demand for Medicare services, local healthcare providers, and senior support programs. The racial and ethnic composition includes 97.9% White. Approximately 17.9% of adults hold a bachelor's degree or higher — SHIP counselors and community health workers can help residents navigate Medicare enrollment and plan choices.
Economic Metrics
The median household income is $59,986, below the national median. Lower-income Medicare beneficiaries may qualify for Medicare Savings Programs (MSPs) that help pay Part B premiums, or Extra Help (Low-Income Subsidy) to reduce Part D prescription drug costs. The poverty rate is 10.1%. The unemployment rate of 9.9% is above the national average, which may indicate a greater need for social safety net programs including Medicare-Medicaid dual eligibility. The median home value is $101,800 and median monthly rent is $643. Medicare beneficiaries in Mckean County should explore all available plan options during Open Enrollment (October 15 – December 7) or consult the Pennsylvania SHIP (State Health Insurance Assistance Program) for free, unbiased counseling on choosing the right coverage.
Interactive Tools / Medicare Calculators
Frequently Asked Medicare Questions
If I only focus on dental and vision extras, what am I missing?
What is the maximum out-of-pocket on Medicare Advantage plans?
What red flags should I watch for when someone is selling Medicare plans?
What happens if I rely only on VA coverage and skip Part B?
What are Medicare Savings Programs and what costs can they cover?
Medicare Advantage Plans
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Key Takeaways
ZIP code 16731 is a rural community in Mckean County, Pennsylvania with 2,397 residents and median age 51.1 years. Seniors age 65-plus comprise 25.2% of the population—605 people—which is significantly higher than the national average of 17%. 25.2% of adults hold a bachelor's degree or higher. Poverty rate is 10.1%.
Median household income in ZIP 16731 is $59,986,. Median home value is $101,800, and median monthly rent is $643. Many beneficiaries qualify for Medicare-Medicaid dual eligibility, which adds dental, vision, hearing, and transportation coverage beyond Original Medicare. Dual-eligible seniors can access more comprehensive benefits through coordinated plans. During Open Enrollment (October 15 – December 7), Mckean County SHIP offers free, unbiased Medicare counseling and plan comparisons.